Why Are You Trying to Kill Me?

Situation: I coming down a fairly quick downhill on a bike laden down with books. The driver looks right at me and then starts to pull out in front of me to turn left across the street. Now here's the great part once he pulls out into the lane he stops, I guess he suddenly sees me. So now I have to hit the brakes hard. Did I mention the bike was packed full of books? So the rear wheel starts to slide out and I start doing the calculations should I go down or try and ride her out. I choose to keep it up and manage to straighten her up stopping just a few inches from the car.

And the guy is still just sitting there. Sigh...